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Do You Need Individual Life Insurance?
In a recent study conducted by the Life Insurance and Market Research Association (LIMRA), it was reported that 61% of Canadians hold some form of life insurance. Surprisingly, it also revealed that only 38% of Canadians own an individual life insurance contract.
Life insurance can be an effective way to pay for an education
There are many uses of life insurance in tax and estate planning. Most folks, however, don’t think about insurance as a savings vehicle. Yet, life insurance has some important attributes which can make it effective for accumulating investments.
Navigating Tax Deductions for Life Insurance Premiums
Considering that the proceeds of a life insurance policy are received tax-free upon the death of the life insured, it is not surprising that the premiums of the policy are not tax-deductible.
8 Reasons You Should Do Business Succession Planning in Canada
Succession planning is essential for businesses worldwide, but certain aspects make it particularly important in the Canadian context.
Why the ‘death binder’ is becoming an essential part of estate planning
More people are creating information packages to help surviving family members make sense of how things work in their household.
Juvenile Critical Illness with Return of Premium
Most of us have experienced or known someone whose family has been greatly impacted by a parent being diagnosed with a life-threatening disease or condition. But what about when it happens to children?
