What Is Leveraged Life Insurance in Canada?
A leveraged life insurance strategy involves using a permanent life insurance policy alongside a loan to increase the overall impact of your estate plan.
January 16, 2026
A leveraged life insurance strategy involves using a permanent life insurance policy alongside a loan to increase the overall impact of your estate plan.
In Canada, life insurance approval is based largely on health, lifestyle, and financial justification.
Life insurance in Canada can do far more than provide protection, it can become a tax-efficient investment vehicle when structured properly.
Life insurance is often worth it if you have people who depend on your income, you own a business, or you want to protect your estate. The value depends on your financial goals, life stage, and whether the structure of your policy aligns with those goals.
There are things to consider when transferring a cottage to your heirs. Consider these four issues.
Three reasons why business owners should consider life insurance.
The only thing more difficult than committing to a life insurance policy is deciding what kind to buy. Is it better to buy term insurance, or whole life? Should you pay less and invest more, or choose insurance that pays your premiums back or holds value no matter how long you live?
Few people will go through life without buying insurance of one kind or another. But there are so many different varieties, and so many things to consider, you need a guide to the essentials.
Allison Nichol Longtin and her husband were united in their love of planning and making plans work. And yet, they didn’t have a plan for the worst-case scenario. When he died, there was no will. But there was life insurance.
Without a doubt, life insurance is valuable protection provided by your employee benefit plan, but should it be the only life insurance coverage you have? Probably not, if you want to ensure you have long term protection sufficient to cover all your family’s financial needs should you die unexpectedly.