With SWPP’s Living Estate Plan, you can minimize taxes as well as protect and grow your wealth. Our strategies help shield your assets, ensuring more of your legacy goes to your loved ones—not the government.
When Mohamed, a 75-year-old Ontario real estate investor, discovered his estate could face a $12 million tax bill upon his death, he feared her children would be forced to liquidate $24 million in assets just to cover the taxes.
Instead, he used a sophisticated life insurance strategy—funding a $12 million policy through annual premiums and leveraging it to reinvest—allowing him to protect his portfolio, avoid probate, and preserve his legacy.
Curious how he did it without losing a cent of his estate? Read the full story to see how the right estate plan can turn a massive tax burden into a tax-free solution.
Bill, a 55-year-old real estate investor facing serious health challenges, was concerned his $4.5 million estate might not reach his children, especially since they were minors and he was in a second relationship.
Without a clear plan, taxes and inheritance laws could derail his wishes.
By structuring his estate through a corporation and a trust—with his children as beneficiaries and his brother as trustee—Bill created a plan that protected his assets, bypassed probate, and gave him peace of mind.
Want to see how this approach shielded his children’s future and honored his wishes? Read the full case study.
When Daniel, a 65-year-old entrepreneur with $12 million in real estate, began thinking about succession, he faced a serious challenge.
How would he pass on his business and property to his children without burdening his wife or triggering a massive tax bill?
Through a smart combination of trust planning and life insurance, Daniel locked in today’s property values to reduce future taxes. And he used insurance to ensure his family wouldn’t have to sell assets to pay the CRA.
Curious how this strategy protected both his legacy and his loved ones? Read the full case study.
James, a high-net-worth real estate investor in his 50s, was worried about the tax burden his estate would face.
But his long-term plan to sell and reinvest meant a trust didn’t make sense.
Instead, he used a permanent life insurance strategy that not only covered future taxes but also allowed him to borrow against the policy and reinvest in new properties.
The result? James kept growing his portfolio while protecting his estate from double taxation.
Want to know how one policy solved multiple problems? Read the full case study.
Deepak, a 57-year-old real estate investor, was determined to ensure his $7 million property portfolio went directly to his two young children—not his spouse—after his passing.
Worried that future changes could derail his wishes, he turned to a strategy that combined a trust and life insurance.
The trust safeguarded the properties for his children, while the insurance covered the tax bill, preventing a forced sale.
Curious how this plan gave him total clarity and control over his legacy? Read the full case study.
Strategic Wealth Protection Partners helps families and business owners in Ontario with comprehensive estate planning.
SWPP’s Living Estate Plan service ensures Ontario families have an estate plan or living trust that protects their assets from unnecessary taxes and fees, including probate.
16 Industrial Parkway South, Suite 609, Aurora, ON, L4G-0R4
