How Much Does a Will Cost in Ontario?

February 21, 2025

Written by Ron Cooke, President & Founder of Strategic Wealth Protection Partners in Ontario

How much does a standard will cost in Ontario?

The cost of a standard will in Ontario varies depending on whether you use a DIY approach, an online service, or a lawyer.

A simple will drafted by a lawyer typically costs between $300 and $2,000, depending on complexity. If you require additional estate planning, such as trusts or tax-saving strategies, the cost may be higher.

While DIY and online will kits may be cheaper, they often lack the customization needed for more complex estates, which can lead to costly legal issues later.

How much should a simple will cost?

A simple will—one that covers basic asset distribution and naming an executor—can cost as little as $39 to $150 with online platforms.

If you go through a lawyer, expect to pay $300 to $1,000 for a professionally drafted simple will. The key factor is whether your estate is straightforward or if you have special considerations like minor children, blended families, or business interests.

Paying for a well-structured will now can save your family time, stress, and legal fees in the future.

How much do most lawyers charge for a will?

Most lawyers in Ontario charge $300 to $2,000 for a will, depending on its complexity.

A basic individual will typically costs $300 to $1,200, while a couples’ will package (mirror wills) may range from $600 to $2,000. If you need estate planning services, such as setting up a trust or minimizing taxes, costs can exceed $2,500.

While it may seem like an expense, having a lawyer-drafted will ensure legal accuracy and protection for your loved ones.

Do I need a lawyer to make a will in Ontario?

No, you are not legally required to hire a lawyer to create a will in Ontario.

You can write your own will using a DIY template or an online service, as long as it meets legal requirements. However, mistakes can lead to legal disputes, delays, or even an invalid will.

If your estate is complex or you want to ensure your wishes are carried out properly, working with a lawyer or estate planner is strongly recommended.

What is the best way to get started writing a will?

Start by making a list of your assets, debts, and beneficiaries.

Decide who will act as your executor, who will receive what, and if you need guardianship designations for minor children. If your estate is simple, an online will service may be sufficient.

However, if you have unique circumstances—such as a blended family, business ownership, or tax planning needs—consulting with a professional ensures your will is structured correctly and legally sound.

What should I do before I write my will?

Before writing your will, take time to organize your financial and personal affairs.

Gather details about your assets, such as property, bank accounts, investments, and valuables. Think about your beneficiaries, executor, and any special instructions you may have. If you have dependents, consider guardianship and how their inheritance will be managed.

Consulting with an estate planner or lawyer can help you avoid common mistakes and ensure your wishes are properly documented.

A Will Isn’t Enough to Protect Your Family’s Inheritance

Writing a will is a crucial step, but it’s just the beginning.

A will only states who gets what, but it doesn’t help you minimize estate taxes, avoid probate fees, or prevent legal delays.

In Ontario, probate fees (Estate Administration Tax) and capital gains taxes on properties can take a significant portion of your estate. If you own multiple properties, the financial burden could be even greater, forcing your loved ones to sell assets just to cover unexpected costs.

Without proper estate planning, your family could receive far less than you intended. The good news? There are strategies to protect your wealth—but they must be set up before it’s too late.

Keep Your Wealth in the Family with Proper Planning

A well-structured estate plan does more than just pass on your assets—it ensures your wealth stays in the family.

By using tools like trusts, life insurance, and gifting strategies, you can:

✅ Reduce or eliminate probate fees
✅ Minimize capital gains taxes on real estate
✅ Prevent legal disputes and family conflicts

Without these safeguards, your loved ones may face delays, unnecessary legal battles, and financial strain. A strong estate plan gives you peace of mind, knowing that your family will be cared for and your legacy will be protected exactly as you intended.

Schedule a Living Estate Plan Consultation

Planning your legacy is about more than numbers—it’s about ensuring your family remembers you and your values are honoured for many years to come.

Estate planning and trusts can feel overwhelming, especially if it’s your first time. That’s why we’re here.

With our simple, 5-Step Living Estate Plan, we make the process easy, helping you create a comprehensive estate plan or trust that protects your assets from taxes and probate fees while preserving your legacy. Tools like The Final Word Journal capture your story, wishes, and essential details like accounts and end-of-life plans, ensuring your family has clarity and comfort.

Take the first step today—schedule a consultation call and give your family the ultimate gift: peace of mind and the assurance they were always your priority.

Schedule a Call

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About the Author

RON COOKE, PRESIDENT & FOUNDER OF STRATEGIC WEALTH PROTECTION PARTNERS

With over 30 years in financial services, I’ve seen the challenges families face when a loved one passes—lost assets, unnecessary taxes, and emotional stress. That’s why I created the Living Estate Plan, a comprehensive process to protect assets, eliminate estate and probate fees, and create legacies that are remembered for many years to come.

This plan ensures your family receives not just your wealth, but a meaningful reminder of your care and love. Tools like The Final Word Journal capture your story, wishes, and essential details, offering clarity and comfort during difficult times.

Your final gift should be more than money—it should be peace of mind, cherished memories, and an organized estate.

Speak with Ron