Ontario Probate Fee Calculator for 2025
Here’s how probate is calculated in Ontario:
- First $50,000 of the Estate’s Value
- No probate tax is applied to the first $50,000 of the estate’s value.
- Estate Value Above $50,000
- A tax of 1.5% (or $15 per $1,000) applies to the portion of the estate that exceeds $50,000.
Ontario Probate Fee Calculator
Key Formula
If the total value of the estate is more than $50,000:
Probate Fee = (Estate Value−50,000) × 0.015
For example:
- Estate valued at $1,000,000:
(1,000,000 − 50,000) × 0.015 = 14,250
The probate fee would be $14,250.
What Counts as Part of the Estate?
Probate is based on the fair market value of all assets within the deceased’s estate that require probate to be distributed. This often includes:
- Real estate (located in Ontario, minus any mortgages).
- Bank accounts.
- Investments.
- Personal property (e.g., vehicles, jewelry, or collectibles).
Exclusions
Assets that do not require probate—such as jointly held assets with rights of survivorship or assets with named beneficiaries (like RRSPs, RRIFs, or life insurance policies)—are excluded.
Schedule a Living Estate Plan Consultation
Planning your legacy is about more than numbers—it’s about ensuring your family remembers you and your values are honoured for many years to come.
Estate planning and trusts can feel overwhelming, especially if it’s your first time. That’s why we’re here.
With our simple, 5-Step Living Estate Plan, we make the process easy, helping you create a comprehensive estate plan or trust that protects your assets from taxes and probate fees while preserving your legacy. Tools like The Final Word Journal capture your story, wishes, and essential details like accounts and end-of-life plans, ensuring your family has clarity and comfort.
Take the first step today—schedule a consultation call and give your family the ultimate gift: peace of mind and the assurance they were always your priority.
